Designed to help college students make better financial decisions, this textbook offers guidance on spending, saving, and improving one's quality of life. Sections concentrate on personal finance tools, basic money management, effective buying, purchasing protection, investing, financial planning, and the time value of money. Practical applications are emphasized throughout. The authors teach business at the University of South Alabama and the University of Arkansas. Annotation c. Book News, Inc., Portland, OR (booknews.com)
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This text for personal financial planning adopts a life-cycle approach to financial planning. The writing style, designed for readers with diverse educational backgrounds, is informal and relatively non-technical. The emphasis is on practical application and decision making. Concepts are reinforced with diverse real-life examples, up-to-date information, expert advice, and a problem solving format. Easy-to-complete worksheets are integrated into the text. New "Surf's Up" Internet Exercises have been added. The result is a quality text that is current and provides a thorough, conceptually sound treatment of the subject for both students and instructors alike.
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